Take It Home Today.
Choose traditional financing through Synchrony or compare flexible lease-to-own options through UOWN and Acima.
- ✓ Fast online applications
- ✓ Three options to compare
- ✓ Flexible ways to bring it home
- ✓ Local Toledo showroom
Three Ways to Bring Home What You Love
Different options. Real flexibility. You choose what works for you.
Synchrony Financing
A credit-based financing option for eligible furniture and mattress purchases.
- Secure online application
- Promotional financing may be available
- Convenient monthly payments
- Subject to credit approval
UOWN Lease-to-Own
A no-credit-needed lease-to-own option with flexible payment choices.
- No established credit history required
- Flexible lease-to-own payment options
- Online application
- Eligibility and terms determined by UOWN
Acima Lease-to-Own
A flexible lease-to-own option designed for shoppers who may not have perfect credit.
- No credit history required*
- Lease-to-own — not a loan or financing
- Online application
- Flexible lease renewal payment options
*Acima may obtain information from consumer reporting agencies in connection with a lease application. Approval is not guaranteed.
Compare Payment Options
| Feature | Synchrony | UOWN | Acima |
|---|---|---|---|
| Type | Traditional financing | Lease-to-own | Lease-to-own |
| Credit positioning | Subject to credit approval | No credit needed | No perfect credit needed* |
| Online application | Yes | Yes | Yes |
| Promotional financing | May be available | Not traditional financing | Not traditional financing |
| Best starting point for | Shoppers seeking traditional credit financing | Shoppers seeking no-credit-needed lease-to-own | Shoppers seeking lease-to-own without perfect credit |
Important: America’s Discount Furniture is not the lender or lease provider. Synchrony, UOWN and Acima independently determine eligibility, approval, limits, terms and payment options.
Synchrony financing is subject to credit approval and applicable program terms. UOWN is a lease-to-own option and is not traditional financing. Acima offers lease-to-own transactions; it is not a loan, credit or financing. Acima states that no credit history is required, but it may obtain information from consumer reporting agencies in connection with a lease application. Approval is not guaranteed.